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Retirees flocking to the Volunteer State for their golden years are in for a treat. The best places to retire in Tennessee offer everything from scenic mountain landscapes and hiking trails that will keep you active to historic museums where you can keep your brain stimulated. And in terms of Tennessee tax friendliness , the state ranks quite well overall. So a k plan can go further here than in states that will tax it.
Plus, Tennessee property taxes are low. But despite these advantages, preparing for retirement can be challenging anywhere. Before we devised our list of the best places to retire in Tennessee, we analyzed how different areas in the state held up against factors crucial to retirees. These include the tax burden, cost of living in Tennessee , accessibility to healthcare facilities and portion of the population that consists of seniors. We also explored access to recreational activities to make sure you have the chance to have fun and stay active in retirement.
The result is this list of the 10 best places to retire in Tennessee. So read on to see who made the cut and why. According to our research, seniors make up nearly a quarter of this small Tennessee town of about 8, people.
The community offers plenty of attractive features, including scenic lakes, parks and a bustling downtown area. Guest Ranch. Our data shows the town has 2. So you may want to protect your hard-earned retirement savings by opening a Roth IRA or rolling over your assets into one. These retirement savings vehicles allow tax-free qualified withdrawals. Many seniors already do, and they compose about This community can trace its roots back to the s, when settlers first called the banks of the Tennessee River home.
And if you like being surrounded by nature and wildlife, you may want to call it home too. You can also visit the nearby Tennessee Valley Winery and a dog park. Should you need it, you can find about 1. A health savings account HSA may help. These savings vehicles, which you can get through an employer or through several banks in Tennessee , allow you to save for future medical costs while enjoying unique tax breaks. During the past few years, Crossville has become a popular destination for retirees.
The town also sits on the foothills of the Blue Ridge Mountains. It stands as the largest city in Lincoln County. If you want a livelier retirement spot, you might want to spend your golden years in Pigeon Forge. Lovers of the arts and great outdoors will feel right at home here. Plus, you can bring your children to the Dollywood amusement park. Another small town that made our list of the best places to retire in Tennessee is Sparta. This town sits among scenic rural areas.
So if that spells comfort for you, this place may be a good spot. The town is known for its music history and natural attractions. Among them is the popular Virgin Falls Pocket Wilderness. And our research shows that this is the town on our best places to retire in Tennessee list that has the most medical facilities per 1, people. As the most populous city in Monroe County, it houses several destinations, including the Lost Sea Adventure.
This theme park features a network of caves you can explore as well as boat trips on underground lakes. The town also surrounds several playgrounds including Engleman Park. But overall, Sweetwater offers a vibrant and relaxing community to retire in.
In fact, our data shows seniors make up Outdoors enthusiasts and art lovers can rejoice at Kingston. The town offers the opportunity to engage in plenty of recreational activities. You can also stay active and fit by mountain biking on Mount Roosevelt. Among our list of best places to retire in Tennessee, Kingsport stands as the place with the lowest tax burden at For starters, you have more than 20 golf courses to enjoy.
Surrounded by mountains, Kingsport provides many ways you can stay healthy and active well into your retirement. In addition, the town has about three medical facilities per 1, people. History buffs might enjoy spending their Golden Years in Lawrenceburg.
In fact, seniors make up a healthy You can also take a tour of the surrounding Amish communities. Or you can explore the Amish Heritage Farm Museum.
And our data shows the area hosts about 2.
– What is the best place to retire in tennessee
Germantown is a bit more of a pricier area than the other places listed in this article. The city has twelve well-kept parks as well as a number of exercise facilities and relaxing green spaces. This is why the quaint town is lined with traditional brick homes from the s and s. This spot has everything to offer.
Chattanooga is surrounded by the beauty of the Appalachian Mountains and Tennessee River. Incredibly, the city is also budget-friendly. No list would be complete without mentioning the capital of the state, Nashville. The major city is overflowing with events, activities, and an amazing food scene. Nashville also has an international airport, so residents can travel wherever and whenever they want. For retirees wanting to fill up their schedules with music, art, and social events, then Nashville is arguably the best place to be.
Memphis is so much more than just a music hub, although it definitely is that too! This major city still has a small-town feel, which makes it a popular destination for retirees. Nestled right on the Mississippi River, Memphis offers a laid-back country lifestyle and comfortable city living, which is the best of both worlds.
This stunning spot is nestled in Cheatham Country. So if you have a pension from another state, or you’re living off of your k income, moving here will be a great way to put more money in your pocket. Who doesn’t want to do that? In addition to no state income tax, the overall property tax rates are on the lower end.
On average, the effective tax rate on your property is 0. This low rate is difficult to pass up compared to other areas in the nation. The northeast can see bitter cold winters and the south can be excessively hot in the summer. Tennessee is a nice blend of both extremes. Our climate is mild. We get the beautiful 4 seasons, but our winters are not nearly as cold as our friends up north, and our summers are not as humid as the more southern states. Seeing as most retirees prefer warmer climates, this makes Tennessee a great option to consider!
The beauty in Tennessee is hard to describe. There is arguably nothing prettier than having the great smoky mountains as a backdrop or living along the hundreds of lakeshore miles throughout the state. Tennessee is also known for its rolling hills and open farmland.
Country music, southern hospitality, and a slower pace of life are certainly popular attributes that catch the hearts of most retirees. Our cities still have that small-town feel, but provide a tremendous amount of entertainment. The list goes on and on. There are so many reasons why people consider retiring in Tennessee. The only difficult decision is finding the right town or city to call home! This is one of the questions we get asked a lot at Felix Homes.
There are plenty of great cities to live in, or near, picking between popular cities like Memphis, Nashville, Chattanooga, Knoxville is nearly impossible. Instead of choosing just one, we collected our list of the top 10 best places to retire in Tennessee. Before we get into the list, if you’re searching for the best retirement communities in Tennessee , we wrote another article specifically focusing on that.
But, if you’re just hoping to live out your retirement years in Tennessee, and not necessarily searching for a retirement community, here is a list of our top 10 places you should considering spending your retirement years. If you want to embrace mother nature and all her beauty, consider moving to Chattanooga.
Between the banks of the Tennessee River and Appalachian mountains, you’ll be surrounded by beauty days a year. Not only is Chattanooga a pretty place to call home, but it is also well known for being affordable. Despite having a population of over , people, Memphis still very much feels like a small country town. Situated on the great Mississippi River, Memphis has a unique character that cannot be duplicated in any other city on our list. There are plenty of activities to do inside of the city, or if you’re looking for a more laid back lifestyle in your retirement years, the suburbs of Memphis and neighboring communities make for a great place to call home.
The median home value is on the low end, so you’ll really be able to stretch your retirement dollar here! Retired residents can enjoy playing golf at the Old Fort Golf Club, or relax at one of the beautiful outdoor parks. The large Middle Tennessee State University campus keeps the city young at heart, and you’ll enjoy plenty of entertainment, shows, and restaurants in the heart of downtown Murfreesboro.
Situated just an hour north of the great smoky mountains national park, and home to the legendary University of Tennessee college football team, Knoxville surely makes our list of best places to retire in Tennessee. Established as a railroad town in the s, this city does not lack charm, and its downtown is packed with local restaurants, art galleries, music venues and coffee shops. Proximity to highly-rated healthcare options like the award-winning Johnson City Medical Center and Franklin Woods Community Hospital is also hugely appealing.
In addition to all of these perks, one of the biggest draws for more and more retirees to call the city home is the unparalleled beauty of East Tennessee. Hike through lush forests in the acre Buffalo Mountain Park or visit Boone Lake for fishing or boating.
The area also features several waterfalls, including the easily-accessible Blue Hole Falls. Good schools, a thriving job market and plenty of recreational opportunities are just a few reasons to call Tennessee home. World-class fishing awaits at Reelfoot Lake , known for its bluegill and crappie fishery. In addition, it offers several different active adult communities and assisted living facilities.
And, because of its smaller population, the tight-knit community here is unrivaled. A post shared by Visit Loudon County visitloudoncounty. Endless waterfront activities are at your fingertips here, including incredible fishing and boating. Like Crossville , Loudon County is also a top golf destination in Tennessee. While there are plenty of shops, events and delicious local restaurants in the area, Loudon County is just a quick 24 miles outside of Knoxville , where you can drive up to catch a University of Tennessee football game or stroll around downtown.
It really is a win-win! Keep up to date with our latest rankings and articles!
